> ## Documentation Index
> Fetch the complete documentation index at: https://docs.vendschat.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Billing FAQ

> Extended question-and-answer bank for Co-Admin when customers ask about plans, pricing, usage, invoices, seats, trials, and upgrades. Answers use…

Extended question-and-answer bank for Co-Admin when customers ask about **plans, pricing, usage, invoices, seats, trials, and upgrades**. Answers use dashboard language — no engineering jargon.

***

## Plans & pricing

### What plans does Vendschat offer?

Three families: **Starter** ($40/mo, unlimited contacts), **Growth** (from $20/mo with 200 contacts included — scales to 1,500), and **Advanced** (from \$30/mo with 200 contacts — adds API, multiple workspaces, and managed n8n). Above **1,500 contacts/month**, contact **Sales** for custom pricing.

### How much does Starter cost?

**$40 per month** (or **$384/year** with annual billing — about 20% savings). Includes **unlimited contacts** and **10 team seats free**. Extra seats are **\$10/seat/month**.

### How much does Growth cost?

Depends on contact tier:

* 200 contacts: **\$20/mo**
* 350: **\$30/mo**
* 500: **\$40/mo**
* 1,000: **\$60/mo**
* 1,500: **\$80/mo**
* 1,500+: **Contact Sales**

Add **\$20/seat/month** for each team member above **10 free seats**.

### How much does Advanced cost?

Depends on contact tier:

* 200 contacts: **\$30/mo**
* 350: **\$40/mo**
* 500: **\$50/mo**
* 1,000: **\$70/mo**
* 1,500: **\$90/mo**
* 1,500+: **Contact Sales**

Add **\$20/seat/month** for each team member above **10 free seats**.

### What’s the difference between Growth and Advanced?

Same contact tier options, but **Advanced** adds **Developer API**, **multiple workspaces**, a **managed n8n instance** (4 vCPU, 8 GB RAM, 75 GB storage), **dedicated account manager**, and **SLA**. **Growth** is right for broadcasts, webhooks, and integrations without API/multi-workspace needs.

### Is there a free plan?

New organizations start on an internal **`free`** tier with a **100-contact** limit until subscribing. The main public offer is a **14-day Growth free trial** — no credit card required. You must **choose and pay** for a plan before trial ends to continue without interruption.

### Where is billing in settings?

**Settings → Organization → Billing & Usages** (`/settings/organization/billing&usages`). Page title: **Billing & Usage**.

### Can I downgrade from the dashboard?

**Not with a dedicated downgrade button.** Use **Stripe Billing Portal**, contact **support**, or (for owners) the backend downgrade-request flow. Plan downgrades may require sales review if contact usage exceeds the target tier.

### Why does Current Plan say “per month” on an annual subscription?

The Billing & Usage card always shows *“per month”* under the base price. Check **Next billing date** and your Stripe invoice for annual vs monthly billing.

### Do plan card prices match checkout?

Plan cards show **display prices** plus extra seats. **Stripe Checkout** uses live Stripe price IDs — if totals differ, trust checkout.

### Do you offer annual billing?

Yes. Toggle **Annual (Save up to 20%)** on **Settings → Billing & Usage → Plans** or on [vendschat.com/pricing](https://vendschat.com/pricing). You pay once per year at a discounted rate.

### Do you offer non-profit discounts?

Yes — **20% off** for qualified non-profit organizations. Contact **support** with verification to apply.

### Do you offer enterprise or custom pricing?

Yes. For **more than 1,500 monthly contacts**, compliance requirements, or custom terms, use **Contact Sales** on the Plans page or email your account team.

### Are prices inclusive of tax?

No. Applicable **VAT, GST, or sales tax** may be added at checkout based on your location.

### Do WhatsApp or Meta fees count toward my Vendschat bill?

**Meta WhatsApp conversation fees are separate** from your Vendschat subscription. You may pay Meta directly or through a partner depending on setup. Vendschat bills subscription, seats, and contact overage — not Meta’s per-conversation charges.

***

## Contacts & usage

### What counts as a “contact” for billing?

A **unique person** your organization **messages** during the **current billing period**. Messaging the same person multiple times in one cycle counts **once**.

### Where do I see my contact usage?

**Settings → Organization → Billing & Usage → Usage Overview → Contacts**. Shows used/limit, percentage, and remaining.

### Does Starter have a contact limit?

**No** — Starter includes **unlimited contacts**. You still see usage stats, but there is no cap or overage.

### What happens if I exceed my contact limit on Growth or Advanced?

You are charged **\$0.125 per additional contact** beyond your included bucket for that billing period. Billing adjusts **automatically** — you do not have to manually upgrade for overage to apply. You may save money by **upgrading your contact tier** if you consistently go over.

### Do inbound messages from customers count toward contacts?

Billing tracks **unique contacts your organization messages** in the cycle (outbound billing events). Inbound-only conversations where you never reply may not count — but any outbound reply or campaign message to that person does.

### Do broadcasts count toward contacts?

**Yes.** Each **unique recipient** you message in a broadcast counts toward your monthly contact usage.

### If the same person messages on WhatsApp and Instagram, is that two contacts?

Vendschat uses a **unified contact record** per person where possible. Billing counts **unique contacts messaged**, not channels — typically **one person = one contact** per cycle.

### When does contact usage reset?

At the start of each **billing period** (see “Plan started” / “Next billing date” on Billing & Usage).

### Can I buy more contacts without changing plan family?

On **Growth** or **Advanced**, move the **contact slider** to a higher tier (e.g. 200 → 500) on the Plans page. Alternatively, pay **overage** at \$0.125/contact without changing tier.

***

## Seats & team size

### How many team members are included?

**10 seats free** on every plan.

### How much do extra seats cost?

* **Starter:** **\$10/seat/month**
* **Growth & Advanced:** **\$20/seat/month**

### What’s the difference between “Active” and “Billed” seats?

* **Active:** seats you’re using now
* **Billed:** what Stripe charges this period

If you reduce seats, active may drop immediately while billed stays higher until the **end of the billing period**.

### Do I need an extra seat for a read-only manager?

Any user with login access counts as a **seat**. Review roles with your owner — there is no separate “viewer-only” seat SKU in self-serve billing.

### How do I add seats?

**Owner:** go to **Plans**, increase the seat selector, and complete checkout — or adjust subscription via **Stripe portal** where available.

***

## Billing, payment & invoices

### Who can manage billing?

Only the **organization owner** can upgrade, open Stripe portal, or change paid seat counts. Admins and members see usage but get *“Contact owner to manage billing.”*

### How do I update my credit card?

**Settings → Billing & Usage → Open Stripe Portal → Payment method**.

### Where are my invoices?

**Stripe Billing Portal → Invoice history**. Download PDFs from there.

### What payment methods are accepted?

Card payments processed by **Stripe** (major cards supported per Stripe in your region).

### When am I charged?

At the **start of each billing period** (monthly or annual). Overage and prorated upgrades may appear on the same or next invoice per Stripe rules.

### Can I get a refund?

Subscription fees are **generally non-refundable**, including partial periods and mid-cycle downgrades. Exceptions only where **law requires**. Email **[support@vendschat.com](mailto:support@vendschat.com)** for case-by-case review.

### How do I cancel?

**Stripe Billing Portal → Manage subscription**, or email **[support@vendschat.com](mailto:support@vendschat.com)**. Cancellation takes effect at the **end of the current paid period**.

### My payment failed — what now?

Status may show **Past due** or **Unpaid**. Update your card in the **Stripe portal** immediately to avoid service interruption.

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## Upgrades, downgrades & changes

### Can I switch plans later?

**Yes.** Upgrade anytime from **Billing & Usage → Plans**. Downgrades may require support/sales review, especially if your **current contact usage** exceeds the lower tier’s limit.

### Can I upgrade from Starter to Growth mid-cycle?

Yes — owner completes new checkout. Stripe typically **prorates** charges.

### Can I downgrade from Advanced to Growth?

Submit a downgrade request. If you use **API** or **multiple workspaces**, those features stop when the downgrade takes effect. Check **contact usage** vs new limit to avoid disruption.

### What is “Contact Sales” on the 1500+ tier?

Self-serve checkout is not available above **1,500 contacts**. Sales provides custom pricing and contract.

### Is the “Advanced add-on” still available?

**No** — it’s deprecated. Choose a full **Advanced** plan (e.g. Advanced 500) instead.

***

## Features & plan eligibility

### Which plan includes broadcasts?

**Growth** and **Advanced**. Not **Starter**.

### Which plan includes webhooks and Zapier/Make/n8n?

**Growth** and **Advanced** for integrations. **Hosted n8n instance** is **Advanced only**.

### Which plan includes custom AI Agents?

**Growth** and **Advanced**.

### Which plan includes the Developer API?

**Advanced** only.

### Which plan includes multiple workspaces?

**Advanced** only. Starter and Growth are typically **single-workspace** oriented for billing (check current product limits in dashboard).

### Which channels are on every plan?

**WhatsApp Business**, **Facebook Messenger**, and **Instagram Direct** on all paid tiers.

### Which plan has priority support?

**Growth** and **Advanced**. **Dedicated account manager** and **SLA** are **Advanced** only.

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## Trials & getting started

### How long is the free trial?

**14 days** on **Growth**.

### Do I need a credit card for the trial?

**No** for the standard marketing trial signup.

### Does the trial auto-convert to paid?

**No.** You must **actively select and pay** for a plan.

### What happens when the trial ends?

Subscribe to **Starter**, **Growth**, or **Advanced** to continue. Without a paid plan, features may be restricted or access limited.

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## Security & compliance (billing context)

### Is my payment data stored by Vendschat?

Card details are handled by **Stripe** — Vendschat does not store full card numbers on its servers.

### Is my data secure?

Vendschat uses enterprise-grade encryption and backups. See Terms and Privacy Policy for full details. Enterprise customers on **Advanced / Sales** can discuss **SLA** and compliance needs.

***

## Co-Admin phrasing tips

When answering from this FAQ:

1. **Point to the UI** — “Open **Settings → Billing & Usage**”
2. **State limits clearly** — numbers beat vagueness
3. **Separate Vendschat vs Meta fees** when discussing “why is my bill high?”
4. **Mention owner role** when user can’t click Upgrade
5. **Offer next step** — upgrade path, portal for invoices, or support email

***

## Related

* [Billing overview](/billing/billing-overview)
* [Plans, billing & usage](/billing/plans-and-usage)
* [Pricing & plan reference](/billing/pricing-plans-reference)
